Reply
New Member
jrod44060
Posts: 1
Registered: ‎09-29-2011

Re: EOS-CCA HELP!!!!

"Currently I am in the process of having a house built. All of a sudden a credit was placed on me from EOS CCA for an Att account. This account was from 4 years ago and I paid the final bill but don't have time to dispute it, due to the final credit pull on my new home is going to be at the beginning of December. I'm in desperate need of help to get this removed, I don't care if I have to pay it again as I have too much money tied up in the new house to risk it. Can someone please help me get contact information to get this removed off of my report?" 

 

I am in the exact same situation.  My house completion date is 12/10.  I know i originally paid but at this point I do not have 60-90 days to go through the dispute process.

Help Please!!!

Member
CreditHelpSeekr
Posts: 15
Registered: ‎10-16-2012

Re: EOS-CCA HELP!!!!

[ Edited ]

jrod44060 wrote:

"Currently I am in the process of having a house built. All of a sudden a credit was placed on me from EOS CCA for an Att account. This account was from 4 years ago and I paid the final bill but don't have time to dispute it, due to the final credit pull on my new home is going to be at the beginning of December. I'm in desperate need of help to get this removed, I don't care if I have to pay it again as I have too much money tied up in the new house to risk it. Can someone please help me get contact information to get this removed off of my report?" 

 

I am in the exact same situation.  My house completion date is 12/10.  I know i originally paid but at this point I do not have 60-90 days to go through the dispute process.

Help Please!!!


I dont know if this is going to help your particular situation. Before I asked Scott for e-mail information, I disputed it with BBB.org online.  Do it here

 

https://www.bbb.org/file-a-complaint/

 

I did it last friday and by Monday (yesterday) I had gotten a reply from EOS/CCA through BBB. So you might want to file a complaint through BBB telling them that you do not know what this account is and you want it deleted. I did not send them a Debt Validation Letter. I just said I sent one, but didnt get a response. Ofcourse I have not checked my report to see if it is gone. Good Luck. Here is what I got from BBB as a reponse.

 

Dear BBB:
Our client, CenturyLink, placed the above referenced account with our office on 3/14/2012.  The account has since been closed and returned to the client, and as such, our office will not contact XXXX XXXXX any further.  We have notified the credit bureaus to delete the above referenced account from their records.
If you have any questions or concerns, please contact my office at 800-886-9177, extension 14368.
 
Sincerely,
Krista Tracia
Compliance Assistant

Please respond to this message within 10 days.

Thank you.
Better Business Bureau

 

Valued Contributor
rckstrscott
Posts: 2,656
Registered: ‎04-25-2011

Re: EOS-CCA HELP!!!!


CreditHelpSeekr wrote:

jrod44060 wrote:

"Currently I am in the process of having a house built. All of a sudden a credit was placed on me from EOS CCA for an Att account. This account was from 4 years ago and I paid the final bill but don't have time to dispute it, due to the final credit pull on my new home is going to be at the beginning of December. I'm in desperate need of help to get this removed, I don't care if I have to pay it again as I have too much money tied up in the new house to risk it. Can someone please help me get contact information to get this removed off of my report?" 

 

I am in the exact same situation.  My house completion date is 12/10.  I know i originally paid but at this point I do not have 60-90 days to go through the dispute process.

Help Please!!!


I dont know if this is going to help your particular situation. Before I asked Scott for e-mail information, I disputed it with BBB.org online.  Do it here

 

https://www.bbb.org/file-a-complaint/

 

I did it last friday and by Monday (yesterday) I had gotten a reply from EOS/CCA through BBB. So you might want to file a complaint through BBB telling them that you do not know what this account is and you want it deleted. I did not send them a Debt Validation Letter. I just said I sent one, but didnt get a response. Ofcourse I have not checked my report to see if it is gone. Good Luck. Here is what I got from BBB as a reponse.

 

Dear BBB:
Our client, CenturyLink, placed the above referenced account with our office on 3/14/2012.  The account has since been closed and returned to the client, and as such, our office will not contact XXXX XXXXX any further.  We have notified the credit bureaus to delete the above referenced account from their records.
If you have any questions or concerns, please contact my office at 800-886-9177, extension 14368.
 
Sincerely,
Krista Tracia
Compliance Assistant

Please respond to this message within 10 days.

Thank you.
Better Business Bureau

 


BBB is always a good place to go; esp if the company has a decent rating. Good work on that!

 

I have sent emails to everyone who has asked.

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
New Member
x1j1e1
Posts: 2
Registered: ‎12-12-2011

Re: EOS-CCA HELP!!!!

Hi 

 

Could someone please PM me the EOS CCA contact info ? 

 

thanks! 

Valued Contributor
rckstrscott
Posts: 2,656
Registered: ‎04-25-2011

Re: EOS-CCA HELP!!!!


x1j1e1 wrote:

Hi 

 

Could someone please PM me the EOS CCA contact info ? 

 

thanks! 


I sent this to you 3 hours before you sent this response.. Check you PMs, it is there

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
Member
DNSense
Posts: 7
Registered: ‎09-28-2012

Re: EOS-CCA HELP!!!!

Just following up to let everyone know the contacts I got from Scott worked very well, and fast! I sent a detailed email of my situation (fake account in my name, telling them I have proof from ATT I owe nothing) to both contacts he gave me on Monday, and by today (Wednesday) I got an email with an attached PDF of an official letter saying they account has been cancelled and that the credit bureaus have been notified to remove the collection notice.

 

Big thanks to you Scott!!  

TU: 723, EX: 686, EQ: 698 Amex Platinum, Amex Premier Rewards Gold, Barclays Arrival ($3500), Citi Diamond Preferred ($8000), Amex Blue Sky ($1k), Capital One Basic Platinum ($750), Chase Freedom ($6k)
Established Member
dianna832
Posts: 11
Registered: ‎01-16-2009

Re: EOS-CCA HELP!!!!

Anyone know how long it is taking the CRA to delete the collection after recieving the email from the EOS-CCA?


Starting Score: TU 530 EQ 490
Current Score: TU 619 EQ 585
Goal Score: TU 640 EQ 640


Take the FICO Fitness Challenge

Member
CreditHelpSeekr
Posts: 15
Registered: ‎10-16-2012

Re: EOS-CCA HELP!!!!


rckstrscott wrote:

CreditHelpSeekr wrote:

jrod44060 wrote:

"Currently I am in the process of having a house built. All of a sudden a credit was placed on me from EOS CCA for an Att account. This account was from 4 years ago and I paid the final bill but don't have time to dispute it, due to the final credit pull on my new home is going to be at the beginning of December. I'm in desperate need of help to get this removed, I don't care if I have to pay it again as I have too much money tied up in the new house to risk it. Can someone please help me get contact information to get this removed off of my report?" 

 

I am in the exact same situation.  My house completion date is 12/10.  I know i originally paid but at this point I do not have 60-90 days to go through the dispute process.

Help Please!!!


I dont know if this is going to help your particular situation. Before I asked Scott for e-mail information, I disputed it with BBB.org online.  Do it here

 

https://www.bbb.org/file-a-complaint/

 

I did it last friday and by Monday (yesterday) I had gotten a reply from EOS/CCA through BBB. So you might want to file a complaint through BBB telling them that you do not know what this account is and you want it deleted. I did not send them a Debt Validation Letter. I just said I sent one, but didnt get a response. Ofcourse I have not checked my report to see if it is gone. Good Luck. Here is what I got from BBB as a reponse.

 

Dear BBB:
Our client, CenturyLink, placed the above referenced account with our office on 3/14/2012.  The account has since been closed and returned to the client, and as such, our office will not contact XXXX XXXXX any further.  We have notified the credit bureaus to delete the above referenced account from their records.
If you have any questions or concerns, please contact my office at 800-886-9177, extension 14368.
 
Sincerely,
Krista Tracia
Compliance Assistant

Please respond to this message within 10 days.

Thank you.
Better Business Bureau

 


BBB is always a good place to go; esp if the company has a decent rating. Good work on that!

 

I have sent emails to everyone who has asked.

 

-scott


Thanks Scott for all your help even though I did not get to use the information. Hopefully I do not have to. I have not had a chance to check my credit report.

New Contributor
mizmagic
Posts: 64
Registered: ‎10-20-2012

Re: EOS-CCA HELP!!!!

I recieved a response today:

 

"After a thorough search of our computer system, we are unable to locate the matter using the name provided in the complaint. Please provide any further information that may be relevant, such as EOS/CCA number or client reference number, so we can get this matter resolved. If you have any questions or concerns, please contct my office at xxx-xxx-xxxx extension xxxxx."

 

Are they trying to play a jedi-mindtrick on me? What does this mean? Should I call or leave it alone and wait to see what happens?


Starting Score: 523
Current Score: EQ 608 EXP 648 TU 565
Goal Score: 800


Take the FICO Fitness Challenge
Valued Contributor
rckstrscott
Posts: 2,656
Registered: ‎04-25-2011

Re: EOS-CCA HELP!!!!


CreditHelpSeekr wrote:

rckstrscott wrote:

CreditHelpSeekr wrote:

jrod44060 wrote:

"Currently I am in the process of having a house built. All of a sudden a credit was placed on me from EOS CCA for an Att account. This account was from 4 years ago and I paid the final bill but don't have time to dispute it, due to the final credit pull on my new home is going to be at the beginning of December. I'm in desperate need of help to get this removed, I don't care if I have to pay it again as I have too much money tied up in the new house to risk it. Can someone please help me get contact information to get this removed off of my report?" 

 

I am in the exact same situation.  My house completion date is 12/10.  I know i originally paid but at this point I do not have 60-90 days to go through the dispute process.

Help Please!!!


I dont know if this is going to help your particular situation. Before I asked Scott for e-mail information, I disputed it with BBB.org online.  Do it here

 

https://www.bbb.org/file-a-complaint/

 

I did it last friday and by Monday (yesterday) I had gotten a reply from EOS/CCA through BBB. So you might want to file a complaint through BBB telling them that you do not know what this account is and you want it deleted. I did not send them a Debt Validation Letter. I just said I sent one, but didnt get a response. Ofcourse I have not checked my report to see if it is gone. Good Luck. Here is what I got from BBB as a reponse.

 

Dear BBB:
Our client, CenturyLink, placed the above referenced account with our office on 3/14/2012.  The account has since been closed and returned to the client, and as such, our office will not contact XXXX XXXXX any further.  We have notified the credit bureaus to delete the above referenced account from their records.
If you have any questions or concerns, please contact my office at 800-886-9177, extension 14368.
 
Sincerely,
Krista Tracia
Compliance Assistant

Please respond to this message within 10 days.

Thank you.
Better Business Bureau

 


BBB is always a good place to go; esp if the company has a decent rating. Good work on that!

 

I have sent emails to everyone who has asked.

 

-scott


Thanks Scott for all your help even though I did not get to use the information. Hopefully I do not have to. I have not had a chance to check my credit report.


I have all the confidence it will come off, if they said they are removing, they will remove. I haven't had one person come back and say the removal didn't happen.

 

I would think that your BBB complaint letter is definite proof it will come off. It takes a couple weeks average though.

 

And no worries, Sorry I didn't get it to you fast enough but being proactive is one of the best things you can do for credit repair, and you got it taken care of, that's all that matters. Plus, it gives those who have an EOS-CCA account another tactic that has shown success.

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX

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