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10-25-2012 09:02 PM
i cant believe I am just seeing this! I was preapproved fpr a mortgage loan on 10/1 and last week I received a letter from EOS CCA about an att bill on an acct i closed in 2008. I am so sure I didn't owe this money but we just went under contract on a house so I paid it. I asked a few different managers for a PFD letter and I called att to verify the debt. They refused to do a PFD but I am wondering if I can still email them and ask them to delete the acct since it is paid. Do you think this would work and if so can you send me the contact info? thanks
10-28-2012 10:52 AM
10-28-2012 01:35 PM
Hi, I recently had a AT&T/ EOS post on all 3 CRAs. This is preventing me from a mortgage. Please help. I need a PFD for either $482 (original) or $617 ( new) and I am still a customer of AT&T.
Hey all! I have been gone all weekend!
If you still need the contacts PM me, there are ton of posts and I am unable to figure out who has or still needs help
10-29-2012 10:03 AM
10-29-2012 11:50 AM
I sent an email about an old AT&T acct on saturday and got a response this morning. I also complained to the BBB on friday night and got the same response this morning. DELETE! maybe try theBBB as well.
10-29-2012 12:21 PM
Hi, I'm in the same boat as everyone else on here. I just received a notice from my credit monitoring service that I have a new collection on my credit report from this EOS CCA. Apparently it's for an AT&T acccount with an outstanding balance of $87. My instinct is to just pay it, it's only $87 for crying out loud, but the problem is that I am trying to buy a house right now and that stupid little collection has dropped my score over 50 points which will cause me to disqualify for the loan! Also, I have never had an AT&T account so I think this is fraud or identity theft! Like other folks, the people at EOS CCA, were very rude and unprofessional to deal with and was like pulling teeth to get info from them so I could try to resolve this. I don't want to just pay this b/c I don't want this to continue to show on my report as a paid collection. How do I get this removed. I don't know what to do. But I need a resolution ASAP!
I'm brand new to any forums or blogs so I don't know the "lingo". I've seen terminolgy such as"PM so and so" and "PFD". What do those abreviations mean?
I've also seen that a "Scott" has sent some info to help others get the same or similar issues resolved and the negative collection info "deleted" from their credit reports. Can I please get help with this too? I've worked so hard to repair my credit and get it to where I can get approved to buy a house; I'm already in the approval process. So I am totally SCREWED if I can't get this POS EOS CCA removed!!!
Thanks so much in advance for any help anyone can send my way!