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Established Member
astsmj3
Posts: 23
Registered: ‎10-24-2012
0

EOS-CCA Help

I have tried to PFD to EOS-CCA by mail and email and they have said they would report as paid in full, but will not delete.  What are my next steps?

Senior Contributor
fishbjc
Posts: 3,427
Registered: ‎11-30-2007
0

Re: EOS-CCA Help

YMMV....I refused to pay them and they sold to another creditor, who I paid.  I filed a complaint with the BBB and they responded with a delete.  Mine was $99/AT&T

 

How much are we talking about?

Established Member
astsmj3
Posts: 23
Registered: ‎10-24-2012
0

Re: EOS-CCA Help

It is a medical bill for $150.  The bill is mine and never disputed that fact.  However, I recieved a DV in the mail and all I asked for in the letter was a PFD...I didn't say anything about the validity of the debt.

Valued Contributor
rckstrscott
Posts: 2,660
Registered: ‎04-25-2011
0

Re: EOS-CCA Help


astsmj3 wrote:

It is a medical bill for $150.  The bill is mine and never disputed that fact.  However, I recieved a DV in the mail and all I asked for in the letter was a PFD...I didn't say anything about the validity of the debt.


To go along with the BBB complaint approach, there are some email contacts that have gotten removals too...

 

EOS-CCA does seem to fold.. I will send you the email contacts.. I would recommend dropping an email, and if you don't hear anything back, file a BBB complaint.. I think you will find success..

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Regular Contributor
tdrjustus3
Posts: 193
Registered: ‎05-23-2007
0

Re: EOS-CCA Help

Could you please send me the email contacts to EOS-CCA.  I am trying to get a bill deleted that they are holding as well.  Thank you.



No apps until 8/2014
March 2013 Starting FICO Score: EQ: 584 TU: 564 EX: ??
August 2013 Current FICO Scores: EQ:664 EX:684 Walmart TU: 666
Senior Contributor
fishbjc
Posts: 3,427
Registered: ‎11-30-2007
0

Re: EOS-CCA Help

Is this bill fairly recent?  They held mine for a few months and dumped it.

Regular Contributor
tdrjustus3
Posts: 193
Registered: ‎05-23-2007
0

Re: EOS-CCA Help

It's been well over a year.



No apps until 8/2014
March 2013 Starting FICO Score: EQ: 584 TU: 564 EX: ??
August 2013 Current FICO Scores: EQ:664 EX:684 Walmart TU: 666
Senior Contributor
fishbjc
Posts: 3,427
Registered: ‎11-30-2007
0

Re: EOS-CCA Help

I would be very surprised if they hold it.  If you aren't looking for news credit, I would hold off.

Regular Contributor
tdrjustus3
Posts: 193
Registered: ‎05-23-2007
0

Re: EOS-CCA Help

Trying to buy a house



No apps until 8/2014
March 2013 Starting FICO Score: EQ: 584 TU: 564 EX: ??
August 2013 Current FICO Scores: EQ:664 EX:684 Walmart TU: 666
New Member
demasia
Posts: 3
Registered: ‎06-08-2007
0

Re: EOS-CCA Help

Could you send me the email contacts as well?

 

Thanks so much!


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