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EOS CCA REMOVED!!

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Jess421
Contributor

EOS CCA REMOVED!!

YAY!!! I just looked at my TU report this morning like I always do and there it was, the alert that the account was removed!!


Starting Score: CK 519 FICO 498
Current Score: 2/26/13 FICO 590 TU FAKO 639
Goal Score: 650


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Message 1 of 13
12 REPLIES 12
kitty9779
Regular Contributor

Re: EOS CCA REMOVED!!

I love it when they are gone!! What a great feeling!

Message 2 of 13
Jess421
Contributor

Re: EOS CCA REMOVED!!

 

I don’t really know what got them to remove even after they validated the debt.  I disputed them with all 3 credit bureaus and only Experian deleted.  The other two reports came back verified.  I have been emailing them asking them to validate with no response.  I just recently filed a dispute with the BBB and also sent Transunion and Equifax letters stating that they must remove because the company did not give me all of the validation information I had asked for and attached multiple letters sent and the dates I had contacted them.  So excited right now!!! Only thing is you think you would see an increase in score but nothing yet?? Oh well, at least I know my fico should go up in a few days from the removal.  Now I am just working on Portfolio Recovery to get removed.  Smiley Happy

 


Starting Score: CK 519 FICO 498
Current Score: 2/26/13 FICO 590 TU FAKO 639
Goal Score: 650


Take the myFICO Fitness Challenge

Message 3 of 13
Jess421
Contributor

Re: EOS CCA REMOVED!!

it is a great feeling!!! especially when you dont expect it


Starting Score: CK 519 FICO 498
Current Score: 2/26/13 FICO 590 TU FAKO 639
Goal Score: 650


Take the myFICO Fitness Challenge

Message 4 of 13
Shogun
Moderator Emeritus

Re: EOS CCA REMOVED!!

Happy Dance!!!!

 

dance - Copy.jpg

 

 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 13
Epcot
Valued Contributor

Re: EOS CCA REMOVED!!

Congrats on the deletion!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 6 of 13
Jess421
Contributor

Re: EOS CCA REMOVED!!

yes for the happy dance!!!! This forum really does give you the determination to keep striving to improve your credit, dont know where I would be without everyone!


Starting Score: CK 519 FICO 498
Current Score: 2/26/13 FICO 590 TU FAKO 639
Goal Score: 650


Take the myFICO Fitness Challenge

Message 7 of 13
rckstrscott
Valued Contributor

Re: EOS CCA REMOVED!!


@Jess421 wrote:

yes for the happy dance!!!! This forum really does give you the determination to keep striving to improve your credit, dont know where I would be without everyone!


BLAM! 

 

Good work! I have noticed over the past couple months that BBB route has been getting progressively more results with EOS-CCA -- emails have been hit or miss. I have given the email out like, 400 times (seriously) in the past 2 years.. maybe they are tiring of responding?? ha

 

When I first had it removed in 2011, the BBB complaint went nowhere.. 

 

Apparently today there is a kinder, gentler EOS-CCA -- They will still place junk debt on your files without dunnings, but hey, we'll remove it if you ask *rolls eyes*

 

Good job Jess!

 

-scott

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
Message 8 of 13
Jess421
Contributor

Re: EOS CCA REMOVED!!

I am really  not sure what it was that got them to remove the account.  I didnt receive anything back from BBB and I just filed it last week.  Maybe it was too overwhelming for them! Ha I sent them about 3 lettters a week emailed about 100 times and then filed the comlaint lol


Starting Score: CK 519 FICO 498
Current Score: 2/26/13 FICO 590 TU FAKO 639
Goal Score: 650


Take the myFICO Fitness Challenge

Message 9 of 13
rckstrscott
Valued Contributor

Re: EOS CCA REMOVED!!


@Jess421 wrote:

I am really  not sure what it was that got them to remove the account.  I didnt receive anything back from BBB and I just filed it last week.  Maybe it was too overwhelming for them! Ha I sent them about 3 lettters a week emailed about 100 times and then filed the comlaint lol


LOL!

 

That is probably why they didnt reply ha But hey..  a removal is a removal!!!

 

-scott

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
Message 10 of 13
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