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EOS cca Success Timeline

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vabound
Regular Contributor
‎11-01-2012 06:52 PM
‎11-01-2012 06:52 PM

EOS cca Success Timeline

Here is a timeline for my EOS CCA success...... 10/27 sent emails to contacts found here and a BBB complaint 10/29 received responses from both sources that acct would be deleted 11/1 account DELETED!!!! Same day my lender did a second credit pull!
Starting Scores:TU/513 EQ/484 EXP/513 3/2012 (lender pull)
Current Scores:TU/681 EQ/637 EXP/613 11/2012 (lender pull)
Goal:700 across the board
Message 1 of 14
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13 REPLIES
Shogun
Moderator Emeritus
‎11-01-2012 07:51 PM
‎11-01-2012 07:51 PM

Re: EOS cca Success Timeline

Great!  Congrats!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 14
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Dexter80
New Contributor
‎11-02-2012 01:14 PM
‎11-02-2012 01:14 PM

Re: EOS cca Success Timeline

Sent paper DV - no response

10/29 Sent e-mails - no response

11/1 Online complaint BBB - 11/2 following message: 

Sent out DV, e-mailed the contacts - no reply.  Read someone's success story re: complaining to BBB - SCORE!  Just got this!

 

EOS CCA #: 20-487XXXXX | US Asset Management
            Original Creditor: AT&T Mobility | Creditor Account #:
 
 
Dear BBB:
Our client, US Asset Management, placed the above referenced account with our office on 8/13/2012.  The account has since been closed, and as such, our office will not contact ---- any further.  We have notified the credit bureaus to delete the above referenced account from their records.
If you have any questions or concerns, please contact my office at 800-886-9177, extension 14348.

 

 

I literally teared up when I read this.  THANK YOU MYFICO FORUM!!!

Dec 2012: EX 728/EQ 667/TU 731 VANTAGE 731 CreditKarma 628 UTL >5% Wallet: CapOne $300 - First P $300 - Lowes $300 - Old Navy $400 - JCP $200 - Amazon $1,200 - Macy's $300 - NFCU cashRewards card $7k - PayPal MC $2k -Walmart $900 Successes:  EOS-CCA BBB Complaint - GONE Progressive Mgmt Sys DV, Dispute/Insurance Dispute - GONE IC Systems DV,Paid OC,GW - GONE Credit Protection Assoc - CA for BrightHouse - Never Had BH - BBB - GONE Battling: Verizon DV - none, BBB - in progress  CRA Dispute - in progress


 


.

Message 3 of 14
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rckstrscott
Valued Contributor
‎11-02-2012 01:39 PM
‎11-02-2012 01:39 PM

Re: EOS cca Success Timeline

Dexter80 wrote:

Sent paper DV - no response

10/29 Sent e-mails - no response

11/1 Online complaint BBB - 11/2 following message: 

Sent out DV, e-mailed the contacts - no reply.  Read someone's success story re: complaining to BBB - SCORE!  Just got this!

 

EOS CCA #: 20-487XXXXX | US Asset Management
            Original Creditor: AT&T Mobility | Creditor Account #:
 
 
Dear BBB:
Our client, US Asset Management, placed the above referenced account with our office on 8/13/2012.  The account has since been closed, and as such, our office will not contact ---- any further.  We have notified the credit bureaus to delete the above referenced account from their records.
If you have any questions or concerns, please contact my office at 800-886-9177, extension 14348.

 

 

I literally teared up when I read this.  THANK YOU MYFICO FORUM!!!

My time line was about 20 days start to finish..

 

Yay to everyone!!

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Message 4 of 14
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ashley827
Member
‎11-14-2012 09:12 PM
‎11-14-2012 09:12 PM

Re: EOS cca Success Timeline

Can you send me any contact information that you have for them? I could really use some help. I have no idea what I'm doing!
Message 5 of 14
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sdbchbum07
sdbchbum07
New Member
‎11-30-2012 09:56 AM
‎11-30-2012 09:56 AM

Re: EOS cca Success Timeline

Can you please send me any contact info you may have.?? Thank you

Message 6 of 14
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rckstrscott
Valued Contributor
‎11-30-2012 10:04 AM
‎11-30-2012 10:04 AM

Re: EOS cca Success Timeline

sdbchbum07 wrote:

Can you please send me any contact info you may have.?? Thank you

It's the same contacts and information I already PMed you

 

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Message 7 of 14
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xwill04
Regular Contributor
‎11-30-2012 11:08 AM
‎11-30-2012 11:08 AM

Re: EOS cca Success Timeline

Mine took like 4 days via email from the contact has been giving out

 

Congrats!


Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
Take the FICO Fitness Challenge
Message 8 of 14
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cmabb23
Member
‎11-30-2012 01:15 PM
‎11-30-2012 01:15 PM

Re: EOS cca Success Timeline

Can you please send me any contact info you may have.?? Thank you

Message 9 of 14
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astsmj3
Established Member
‎12-17-2012 05:27 PM
‎12-17-2012 05:27 PM

Re: EOS cca Success Timeline

I am getting no where with the contacts. She said the best they will do is update paid in full Smiley Sad I am still emailing her everyday until she agrees..,

Message 10 of 14
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