Reply
Regular Contributor
Posts: 147
Registered: ‎03-21-2012
0

EOS cca Success Timeline

Here is a timeline for my EOS CCA success...... 10/27 sent emails to contacts found here and a BBB complaint 10/29 received responses from both sources that acct would be deleted 11/1 account DELETED!!!! Same day my lender did a second credit pull!
Starting Scores:TU/513 EQ/484 EXP/513 3/2012 (lender pull)
Current Scores:TU/681 EQ/637 EXP/613 11/2012 (lender pull)
Goal:700 across the board
Moderator
Posts: 13,897
Registered: ‎04-15-2011
0

Re: EOS cca Success Timeline

Great!  Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
New Contributor
Posts: 76
Registered: ‎10-25-2012
0

Re: EOS cca Success Timeline

Sent paper DV - no response

10/29 Sent e-mails - no response

11/1 Online complaint BBB - 11/2 following message: 

Sent out DV, e-mailed the contacts - no reply.  Read someone's success story re: complaining to BBB - SCORE!  Just got this!

 

EOS CCA #: 20-487XXXXX | US Asset Management
            Original Creditor: AT&T Mobility | Creditor Account #:
 
 
Dear BBB:
Our client, US Asset Management, placed the above referenced account with our office on 8/13/2012.  The account has since been closed, and as such, our office will not contact ---- any further.  We have notified the credit bureaus to delete the above referenced account from their records.
If you have any questions or concerns, please contact my office at 800-886-9177, extension 14348.

 

 

I literally teared up when I read this.  THANK YOU MYFICO FORUM!!!

Dec 2012: EX 728/EQ 667/TU 731 VANTAGE 731 CreditKarma 628 UTL >5% Wallet: CapOne $300 - First P $300 - Lowes $300 - Old Navy $400 - JCP $200 - Amazon $1,200 - Macy's $300 - NFCU cashRewards card $7k - PayPal MC $2k -Walmart $900 Successes:  EOS-CCA BBB Complaint - GONE Progressive Mgmt Sys DV, Dispute/Insurance Dispute - GONE IC Systems DV,Paid OC,GW - GONE Credit Protection Assoc - CA for BrightHouse - Never Had BH - BBB - GONE Battling: Verizon DV - none, BBB - in progress  CRA Dispute - in progress


 


.

Valued Contributor
Posts: 2,661
Registered: ‎04-25-2011
0

Re: EOS cca Success Timeline


Dexter80 wrote:

Sent paper DV - no response

10/29 Sent e-mails - no response

11/1 Online complaint BBB - 11/2 following message: 

Sent out DV, e-mailed the contacts - no reply.  Read someone's success story re: complaining to BBB - SCORE!  Just got this!

 

EOS CCA #: 20-487XXXXX | US Asset Management
            Original Creditor: AT&T Mobility | Creditor Account #:
 
 
Dear BBB:
Our client, US Asset Management, placed the above referenced account with our office on 8/13/2012.  The account has since been closed, and as such, our office will not contact ---- any further.  We have notified the credit bureaus to delete the above referenced account from their records.
If you have any questions or concerns, please contact my office at 800-886-9177, extension 14348.

 

 

I literally teared up when I read this.  THANK YOU MYFICO FORUM!!!


My time line was about 20 days start to finish..

 

Yay to everyone!!

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Highlighted
Member
Posts: 10
Registered: ‎08-08-2012
0

Re: EOS cca Success Timeline

Can you send me any contact information that you have for them? I could really use some help. I have no idea what I'm doing!
New Member
Posts: 2
Registered: ‎11-30-2012
0

Re: EOS cca Success Timeline

Can you please send me any contact info you may have.?? Thank you

Valued Contributor
Posts: 2,661
Registered: ‎04-25-2011
0

Re: EOS cca Success Timeline


sdbchbum07 wrote:

Can you please send me any contact info you may have.?? Thank you


It's the same contacts and information I already PMed you

 

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Regular Contributor
Posts: 162
Registered: ‎11-13-2012
0

Re: EOS cca Success Timeline

Mine took like 4 days via email from the contact has been giving out

 

Congrats!



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
Take the FICO Fitness Challenge
Member
Posts: 12
Registered: ‎11-26-2012
0

Re: EOS cca Success Timeline

Can you please send me any contact info you may have.?? Thank you

Established Member
Posts: 23
Registered: ‎10-24-2012
0

Re: EOS cca Success Timeline

I am getting no where with the contacts. She said the best they will do is update paid in full Smiley Sad I am still emailing her everyday until she agrees..,

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.