Re: EQ 54 points dropped

dreamer2014 · ‎12-17-2015

got an alert today that one of my accounts status changed from pays as agreed to not more than two payments past due....the advice I have received from you has been valuable to the tune of a new home last year so now I am coming back seeking help with this issue. Thank you for any advice. What can I do about the status change?

Myfico: 03/26/2015: EQ 652, EX 680, TU 738 Barclays

Barclays $4.7K, NFCU Platinum $15K, AMEX BCE $15k, HD $12k, Sams $3.5k, Walmart MC $3.5K, NFCU LOC 10K, GE local Furn store $3.5k, AMEX ED $10.5K

Shogun · ‎12-18-2015

Was it late? Who was the late with? More info please.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

dreamer2014 · ‎12-18-2015

It was about 15 days late...an oversight on my part so I went ahead and enrolled in auto pay so that would not happen again. It is a local furniture store that finance through Amegy Bank.

Myfico: 03/26/2015: EQ 652, EX 680, TU 738 Barclays

Barclays $4.7K, NFCU Platinum $15K, AMEX BCE $15k, HD $12k, Sams $3.5k, Walmart MC $3.5K, NFCU LOC 10K, GE local Furn store $3.5k, AMEX ED $10.5K

cartwrna · ‎12-18-2015

If it was only 15 days late, then they shouldn't of had ground to report a late payment. They report once it reaches 30 days late. I would dispute the late payment if it in fact was only 15 days late (15 days from indicated payment due date).

Don’t take your credit for granted, use it with care! These days, catch me in the bankruptcy forum!?

EQ 54 points dropped

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EQ 54 points dropped

Re: EQ 54 points dropped

Re: EQ 54 points dropped

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