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EQ Early Exclusion...success!

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irunfromcredit
Frequent Contributor

EQ Early Exclusion...success!

So up until yesterday I only had one negative item on my reports, a collection item from Comcast sitting on EQ. The collection item was set to fall off in October and I have tried on numerous ocassions to get it taken off my EQ report but have always been shot down.  Been told that I can request a month early. So the last day of June, I figured I will try again and this time I asked for a supervisor who told me that it is their policy not to remove items early. I thanked her and then ended the call. Pull my EQ report on 7/1 and low and behold it was removed!!!  Not sure what happened, but I sure hope it stays off.  Smiley Happy  

Scores 8/25/2017~ TU: 753 / EXP: 742 / EQ: 726
Goal: 770's or higher by end of 2017
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: EQ Early Exclusion...success!

Can you PM the phone number you called, I'm having difficulty in finding one
Message 2 of 5
surferchris
Valued Contributor

Re: EQ Early Exclusion...success!


@irunfromcredit wrote:

So up until yesterday I only had one negative item on my reports, a collection item from Comcast sitting on EQ. The collection item was set to fall off in October and I have tried on numerous ocassions to get it taken off my EQ report but have always been shot down.  Been told that I can request a month early. So the last day of June, I figured I will try again and this time I asked for a supervisor who told me that it is their policy not to remove items early. I thanked her and then ended the call. Pull my EQ report on 7/1 and low and behold it was removed!!!  Not sure what happened, but I sure hope it stays off.  Smiley Happy  


Congrats

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 3 of 5
Anonymous
Not applicable

Re: EQ Early Exclusion...success!


@irunfromcredit wrote:

So up until yesterday I only had one negative item on my reports, a collection item from Comcast sitting on EQ. The collection item was set to fall off in October and I have tried on numerous ocassions to get it taken off my EQ report but have always been shot down.  Been told that I can request a month early. So the last day of June, I figured I will try again and this time I asked for a supervisor who told me that it is their policy not to remove items early. I thanked her and then ended the call. Pull my EQ report on 7/1 and low and behold it was removed!!!  Not sure what happened, but I sure hope it stays off.  Smiley Happy  


Yay!!

Message 4 of 5
RonM21
Valued Contributor

Re: EQ Early Exclusion...success!

Congrats! Should be a nice score boost!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 5
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