Hi all, I deployed to Iraq in 2009 and had my Comcast account go delinquent in that time frame (called Comcast to suspend/cancel it until I returned, and was told I was good to go, but they kept charging me even after my debit card was reissued. I wasn't aware I was still paying monthly).
It went into collections with CPA and I paid it online in early 2010.The account was closed out completely, not a 30 day late or anything like that.
On my credit report, TU has the account's name as CRD PRT ASSO, with the status as "Collections Account" with a balance of $419.
On EQ, the account's name is CREDIT PROTECTION with a status as "Paid" and with a balance of $0. The account number is the same, so this has to be the same account.. how should I go about attempting to get these off my account? DV, GW, or what? And if that doesn't work, should I try to get the TU one listed as paid, and then just settle for letting them delete off whenever that would be? Here's a screenshot from my freecreditreport sheet. I browned out a few bits, including the Acct #'s, but the first few numbers match (the last 4 are X's ). Any advice would be much appreciated! Thanks.
They are paid so they should never haunt you again
Yes, the end result is the same.
LAST Q I SWEAR!
How do you obtain the full number of the account? On my report the account number has the last four XXXX'ed out. All my items do, is that default?
You could also contact the collection agency you paid with a goodwill letter, including a copy of your deployment orders from the time frame the original account went into default (obviously XXXX out any info on your orders that you don't need seen) and ask for a deletion from your credit records. Or try to make a goodwill phone call. Some places are very military friendly like that.
The account numbers are usually partially xxxx out, but the company should be able to pull you without it.
@morrat wrote:LAST Q I SWEAR!
How do you obtain the full number of the account? On my report the account number has the last four XXXX'ed out. All my items do, is that default?
They can find it with the partial number. And ask all the questions you want.
The reason I inquired about you being deployed was the SCRA. There is a set limit you can be charged for late fees, interest, etc. Also if you suspended your service while you were deployed and it was an oversight on Comcasts part, they may owe you a refund. And a deletion of the CA TL.