Regular Contributor
Posts: 147
Registered: ‎07-19-2010

EQ rep put unauthorized dispute..lost 23pts... Can i get it removed?

So I called EQ the other day because I received an alert of an inquiry on my report which I have not applied for anything. The rep told me that I would have to take it up with the person who pulled my credit so I was like fine and moved on. So while on the line I asked him did the balance of one of my charge offs update yet and he told me no. So I told him I paid it a few weeks ago and he said that he will get it updated but never advised me that he was filing a dispute. So the next day I got a score watch alert stating I have a reinvestigation and I lost 23pts. How can I get this dispute removed, I will wait for the OC to update the account balance to $0.00 like the other account I paid off with them in May.

Starting scores Jan 2011: EQ: 510(fico) TU:521(fico) EX?
June 2014 scores EQ08:683 TU08:667 EX:651(amex)
Goal: 700's

in my wallet:BarclayMR $7k/CareCredit $7k/DiscoverIT $6k/Ashley furn. $5k/Springstone $5k/Kanes furn $3.5k/Walmart $2.7k/Cap 1 Plat.$ 2.5k/JCP $2.5k/Chase freedom $1.7k/TJX $1.7k/Cap 1 cash $1.5k/Amex delta $1k/Victoria $950/Paypal $800

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