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Regular Contributor

Posts: 122

Registered: ‎07-19-2010

EQ rep put unauthorized dispute..lost 23pts... Can i get it removed?

‎07-30-2012 10:57 AM

So I called EQ the other day because I received an alert of an inquiry on my report which I have not applied for anything. The rep told me that I would have to take it up with the person who pulled my credit so I was like fine and moved on. So while on the line I asked him did the balance of one of my charge offs update yet and he told me no. So I told him I paid it a few weeks ago and he said that he will get it updated but never advised me that he was filing a dispute. So the next day I got a score watch alert stating I have a reinvestigation and I lost 23pts. How can I get this dispute removed, I will wait for the OC to update the account balance to $0.00 like the other account I paid off with them in May.

Starting scores Jan 2011: EQ: 510(fico) TU:521(fico) EX?
March 2013 scores EQ:661(myfico)/TU08(walmart):649/TU98(myfico):661/ EX:636(Amex pull)
Goal: 700's and prime cards...trying to garden

in my wallet: Ashley$3000/American Sig $2500/Chase Freedom$1700/Kanes$3500/Cap1 cash rewards$1500/SSFCU$1500/Walmart $1350/JCP$1341/CareCredit$1000/TJX $1350/Paypal$500/ Cap1 Plat$750/Victoria$550

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.