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Regular Contributor
Joteism
Posts: 140
Registered: ‎11-14-2012

EQUIDATA

Just wanted to give a heads up to anyone that has a collection account with Equidata. The last collection on my report was under them (OC was Forest Glen Cardiology - so medical). The CSR that I spoke to (Tammy) told me that any collection with them that's below $100 (Mine was for $32) gets automatically deleted once paid. This was after I told her that I'm about to apply for mortgage and just trying to clean up my reports. She told me to give it about 30 days and give her a call back if it's still on my report. She made it sound like standard protocol, so I didn't even bother asking for a letter. Again, this apparently only applies to accounts <$100, so you may have to work a bit harder for bigger amounts (I've seen PFD and GW success on other threads!).

 

Now I guess I'll just sit back and see what happens :smileyhappy:

Regular Contributor
Joteism
Posts: 140
Registered: ‎11-14-2012

Re: EQUIDATA

After paying the $32 on 01/21, it finally dropped off of my EQ and EX! +6 on EQ! This is my first PFD to fall off. Having seriously hard time being patient. No kidding, I've even checked my Equifax.com report multiple times in a single day to see if anything changed, knowing that I just updated it that very morning and knowing that it only updates once a day.

Regular Contributor
SE7EN57
Posts: 177
Registered: ‎12-08-2012

Re: EQUIDATA

Grats on the deletion!!

 photo d132202e-50dc-4d73-9df2-1f138f451209_zps8ca7acb4.jpg
Moderator
Shogun
Posts: 12,883
Registered: ‎04-15-2011

Re: EQUIDATA

Rock on!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Joteism
Posts: 140
Registered: ‎11-14-2012

Re: EQUIDATA

Thanks! Enjoy the weekend! I think I might actually take a break from MyFico until Monday (morning) :smileyhappy:


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