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Established Contributor
eviLution
Posts: 706
Registered: ‎06-11-2012
0

ERC Collection

I got a collection on my credit report that shows as closed on one report and opened in another. This collection was settled less than amount owed a few months back.

 

Should I try to dispute with Experian?

 

 

 


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Valued Member
MikeC80
Posts: 44
Registered: ‎09-28-2012
0

Re: ERC Collection

Yes, dispute them online as no longer liable. They will delete.

Let them eat cake.
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Shogun
Posts: 12,952
Registered: ‎04-15-2011
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Re: ERC Collection

Have you tried a direct dispute with the creditor?


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Established Contributor
eviLution
Posts: 706
Registered: ‎06-11-2012
0

Re: ERC Collection


Shogun wrote:

Have you tried a direct dispute with the creditor?


Nope. How would I do that and do you think I could since I settled for less?

 


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 9700 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Established Contributor
eviLution
Posts: 706
Registered: ‎06-11-2012
0

Re: ERC Collection

Another weird thing is it's not showing up as a collection for Transunion, but it's showing up as an open account.


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 9700 - Chase Freedom: 5000
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