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ERC Collection

Established Contributor

ERC Collection

I got a collection on my credit report that shows as closed on one report and opened in another. This collection was settled less than amount owed a few months back.

 

Should I try to dispute with Experian?

 

 

 


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Message 1 of 5
4 REPLIES
Valued Member

Re: ERC Collection

Yes, dispute them online as no longer liable. They will delete.

Let them eat cake.
Message 2 of 5
Moderator Emeritus

Re: ERC Collection

Have you tried a direct dispute with the creditor?

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Message 3 of 5
Established Contributor

Re: ERC Collection


Shogun wrote:

Have you tried a direct dispute with the creditor?


Nope. How would I do that and do you think I could since I settled for less?

 


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 4 of 5
Established Contributor

Re: ERC Collection

Another weird thing is it's not showing up as a collection for Transunion, but it's showing up as an open account.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 5 of 5