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ERC Goodwill Success... how long is typical?

ERC Goodwill Success... how long is typical?

I sent ERC a goodwill letter on Jan 8th and heard back on the 10th with this message :

 

Thank you for your inquiry. A deletion has been submitted to all three credit bureaus in association with the account. Please allow up to 45 days for the update to appear on your personal credit report.  If you have further questions or concerns you may contact a general representative at (800) 617-0049 during the following office hours: 8 am-11pm Monday-Thursday, 8am-7pm Friday and 8am-5pm Saturday.

 

 

Warm Regards,

 

Customers Relations Team c/o Office Of the President

 

ERC

8014 Bayberry Rd Jacksonville FL 32256

 

It is now Feb 1st and it is still on my credit report, I know it says up to 45 days however does it usually take longer than 3 weeks to update? As soon as this is off, I am mortgage ready! Also, what would be my next step if it does not come off my report?

15 REPLIES

Re: ERC Goodwill Success... how long is typical?

Anybody?

Moderator

Re: ERC Goodwill Success... how long is typical?

Up to 90 days is typical but usually happens within 60 days. Your next move is to remind them about the deal and if that doesnt work then a BBB complaint for shoddy business practice

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
New Visitor

Re: ERC Goodwill Success... how long is typical?

Congrats! I also have paid collections with them. do you mind sending me the goodwill letter you send them so I have an idea on how to write one for them. (Mod Cut-Personal contact info cant be posted in the public forum, you can ask for a PM of the letter)

Regular Contributor

Re: ERC Goodwill Success... how long is typical?

Can you tell me where you sent your letter?
New Member

Re: ERC Goodwill Success... how long is typical?

What I have done in the past is dispute the ERC account directly with the CB and it comes off quicker.  I have had success with that in the past.

Current Score: 640/ 640/ 631

Starting Score 591/ 600/ 610.
Target Score: 700+.

Re: ERC Goodwill Success... how long is typical?

It's on all 3 reports. I have disputed it in the past and it's been verified so what would my reason be for disputing this time? I don't want to piss ERC off especially since they are willing to take it off my report. It's still on all 3 reports and it's been 28 days now, hopefully it'll be gone very soon. I have the $29.95 credit monitoring here, will I get a notifcation when they do fall off?

Re: ERC Goodwill Success... how long is typical?

If anybody wants the email I sent the letter to, PM me. I am just anxious to see this removed, it's the last baddie and I am hopefully going to see a decent score bump. 

Frequent Contributor

Re: ERC Goodwill Success... how long is typical?

That is so great to hear. I am happy you were able to get through them successfully. I just sent three goodwill letters to them via snail mail to three different people. I hope it works for me as well.

 

 

So happy for you. I hear it takes up 2.5 months to see it but honestly what matters is that you have proof that, that is supposesd to be removed. 

 

CONGRATULATIONS




Starting Score: 525
Current Score: EX 622 TU 648 EX 618
Goal Score: 700

My Fico Challenge starting 2016
New Member

Re: ERC Goodwill Success... how long is typical?

Hey! can you please PM me the email address please?

(03/11/17)-EX-591- TU-607- EQ-589
03/16/17)-EX: 593- TU: 612- EQ593