My score finally went up from 480 to 659. I had 2 unpd co from verizon.
Now pinnacle ca has bought the debts and assigned them to American Agency out of calif.
What happens now? As of right now, Pinnacle is not on my cr. I know they will put it on there and my scores will tank.
These were company phones, but looks like I will have to pay them.
Heres my questions. #1 These are over 4 yrs old. Just received letter from American Agency. Should I dv? I know , now, that I signed for the phones, so tech the debt is mine. If I do dv, does it go to Amer agency or Pinnacle? I have not received letter from Pinnacle just American
#2 They sent me a deal pay half $ 81.00 and they will consider it pd in full. This will not help my cr tho, so should I pfd? full price or their offer of half?
I get so tired of this stuff, it seems when you take 1 step forward, you go back 2
Any way, I know there are some very smart people out there that can give me some good advice, and thank you in advance for it!!!!