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Per MyFICO today. I assume this is attributed to the one and only derogatory account that was removed a couple days ago. May drop again once the Capital One account is finally added. AAoA went from 1 year, 8 months to 8 months with new accounts Kind of a bummer. Wonder if the score jump would have been a lot higher without the new credit lines. Now my length of history is listed as a bright red BAD instead of not good like before. Hopefully patience and time will help improve it. Not sure how accurate the score simulator tool is but it says paying bills on time for just three months will boost my score to 699, thats my plan anyway but 30 points in 3 months would be SWEET! Good day everyone and good luck on your rebuilding journey
Thats awesome! Congrats! I hope that simulator is accurate, because it says my score will jump to around the same when my cards start reporting!
gib68sg I think it will! Thats what happened with my EQ score when a new account was reported, it was only 18 points but still thats not bad. Most of what I've read here implies scores go down when new accounts are opened and idk if I believe thats correct based on my experience. Maybe it depends on how big of an impact is made on your AAoA at the time? I've given up trying to figure out precisely how this scoring thing works Just happy its going up
Haha, I'm with you. I don't understand how it works, I just like seeing it go up. Hopefully we're both reporting happy things in the coming months.
ssondubs they definitely followed through. Thank you so much for all your help!
Congrats! Had a similar experience last week. Feels great!
Congrats!
Veg325 it feels fantastic, congrats to you also Thank you both!
Congrats! Now stay in the garden and you'll see more improvment with the aging accounts!