EXP FICO SCORE UNKNOWN?

[mompreneur1]

Hello Everyone,

I am in the process of whipping my credit back in shape in hopes to purchase a home this year with my hubby. So here I am, trying to get an idea of ALL 3 of my FICO scores so that I may see where I currently stand in the eyes of a mortgage lender and properly assess my credit situation....and low and behold...Experian doesn't provide FICO scores to the consumer?!?!? Am I missing something here???

 How do you all fix errors and whip credit back into shape without all 3 FICO scores? Just curious and would LOVE any informative feedback please!

[BungalowMo]

We all feel your pain!  Experian stopped selling us consumers our FICO scores in Feb 09. 

You can do a couple things here.  Keep an eye on your 2 FICO's here & monitor all 3 reports during your repair & rebuilding process.  Here is a great thread on different credit monitoring services that are available.    There could be others, but we do try to keep the list updated regularly!

And/OR

Go to this thread & join PSECU & get your EX FICO on their statements.  Unless you qualify in another way, the parks donation is the way to go! 

[mompreneur1]

Thank you!

[pizzadude]

You could also apply with a creditor that pulls EX ~ AMEX for example, almost always pulls EX and they will send you an EX FICO in your denial letter.

I know this from firsthand experience.....