EXP early removal success

[Zorasmiles]

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@baller4life wrote:

sent

Thank you so very much once again for the numbers.  I've already paid it forward to the newest post after mine.

[Anonymous]

Hi, there! I was hoping someone could PM me those numbers as well? I *think* I may have the right one for EQ, but I'd like to check. I'll be calling TU next month, and I've been lucky to have EXP (via online) exclude one due to fall off in January. Hooray for small victories!!

[Zorasmiles]

Congrats!

[baller4life]

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@Anonymous wrote:

Hi, there! I was hoping someone could PM me those numbers as well? I *think* I may have the right one for EQ, but I'd like to check. I'll be calling TU next month, and I've been lucky to have EXP (via online) exclude one due to fall off in January. Hooray for small victories!!

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Sent

[LifeSAVERS]

Hi,

I called EX - reached a by the book Rep who stated that they could not  and do not give dates for early removal (exclusion was what I asked for) and said that they do not do that. 

EX is the thorn in my side for all of this year!

I have a TL on all 3 due to fall off in April 2015, which should substantially increase my credit score.

Has anybody been give an idea or word from an EX rep when they might be willing to do an early exclusion for April 2015?  What I have seen in the above, with a January due to fall off early exclusion given this month, might indicate that for April, I might be looking at a good time to call as end of Nov to mid December.  I have not tried the other 3, do not have their contact numbers and tested the water with EX first.

Thank you!

[Whitneyy]

April is a little too early. Try THREE months before it falls off and you might get some more success. Transunion is the only one I know that will remove it 6 months earlier than its supposed to. 

[baller4life]

Yep 3 months for EX. You're a lil early.

[Anonymous]

Can someone send me the numbers for all 3 please?!?! I have a judgement that is set to fall off January 2015 and it is only reporting on TransUnion so if I could get that removed that would be awesome. I'd be curious to see how much of a jump I could see in my score with them.

[Sublime_sonrisa]

I also had a judgement due off in 2015. It was still reporting as unpaid on TU. I got no where trying to request early exclusion by phone but I disputed it online as "paid/satisfied" and sent in documentation from the collections bureau that reported saying I had satisfied the judgement and TU removed it completely rather than just update to satisfied. You may want to double check if it's showing as satisfied, if it is not showing as a zero balance and it is paid, you can dispute it and my guess is that they will simply just exclude early. My score at TU jumped 70+ points after it was removed. If it is showing as paid, you may be able to dispute online if the option for "to old to be reported" is available. If not, try a snail mail dispute.

[Whitneyy]

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@Anonymous wrote:

Can someone send me the numbers for all 3 please?!?! I have a judgement that is set to fall off January 2015 and it is only reporting on TransUnion so if I could get that removed that would be awesome. I'd be curious to see how much of a jump I could see in my score with them.

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I have asked Transunion over the phone for something that was due to fall off in six months and they put it under dispute (even though its not, I really didn't mind) and it came off a little later.