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Early Exclursion

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lch4
Established Member

Early Exclursion

How soon can you request for EE with each credit agency?
Message 1 of 3
2 REPLIES 2
gdale6
Moderator Emeritus

Re: Early Exclursion

TU up to 6 months in advance

EQ & EX 1-3 months in advance

 

The EE is only used for derog items like COs, CAs, PRs and is not used for individual lates in good accounts.

Message 2 of 3
Meanmchine
Super Contributor

Re: Early Exclursion

I had 2 accounts I contacted EX about trying to get them EEd. They were both 4 months out, one was a CO and the other a CA. The supervisor said no to the CO but was able to delete the CA.  The 3 month is not a hard and fast rule for EX.  EQ will let you call in for an EE if you are one month away from removal, big whoop.

However, EQ will do EEs on their own starting at 2 - 4 mouths out

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 3 of 3
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