Early Exclusion? Anybody with luck?

[cuthatcard]

Just wanted to see if anyone had any luck,  (or advice) about asking a CRA, (EQ)...for an early exclusion in January.  

I have a, paid baddie, that runs the 7 yrs in December '17. 

Anybody with luck or advice ?

[disney2]

I think what I read was 6 months early for TU and 3 months early for EX and EQ.  I've had several removed early by calling and asking them but they were within this time frame.  Your best bet might be a GW letter to the OC for that one if you want it gone before September '17.

Good luck!

[cuthatcard]

Thanks for your insight!

I'm still about 14 months out but paid the OC (BOA) a good bit , over 8K , to get it paid off !

I don't know what their policy is but maybe someone else has some dealing with them.

They sure got some luv ...from the bailout , best I recall!

[cuthatcard]

I've been reading some more post about EE and have some thoughts about my situation.  

My case, I pd BofA 8K , (full amount ) back in April,  and EQ still reports it, "unpaid " ! 

I do have a dispute in with EQ about the "status " and have been thinking about what further good does it do BofA to continue to report this line ? 

There is no more money to be had, no gains...it is scheduled to fall off in December '17 anyway.  

When I paid them they said, "we"ll knock off $50.00" ! LOL !! Big spenders !

Anyway,  being they are so .."big-hearted ", why not ask for a GW for them to no longer report this , they're not "bound" , too ! Nothing "requires" anyone ...to continue to report anything,  right ? It happens EVERY DAY !! 

If...EQ comes back "verified ", and does update the status to satisfied,  what's wrong with asking BofA for GW on this old judgement? 

Thoughts, citations...etc ??

[nmjacobs]

Yes! I just did this in July for my judgements. Here were my results:
Experian and TransUnion deleted my judgement due to come off March 2017 (so 7 months early). Equifax did nothing just verified.

Just a note: I disputed my other two judgements on all three citing that they cannot be directly verified. Experian and TransUnion deleted both. Equifax did nothing.

[cuthatcard]

To the last poster ^^^,what did EQ say in their verification?  Just. ."verified ", nothing else ?