Early Exclusion question?

[Aduke1122]

Hey guys I called TU this evening and got my last collection excluded . My question is how long does it take to get an update from Credit Karma or CCT? I have checked several times tonight and nothing so far..the supervisor at TU said it was immediately deleted.

[Anonymous]

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@Aduke1122 wrote:
Hey guys I called TU this evening and got my last collection excluded . My question is how long does it take to get an update from Credit Karma or CCT? I have checked several times tonight and nothing so far..the supervisor at TU said it was immediately deleted.

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Hi,

CK only updates once every 5 days or so, so when that updates it will show up.  CCT only updates Experian daily, and all 3 are updated once monthly, so if you look it the right hand column of CCT it will tell you when you can next pull all 3 for free.

[Aduke1122]

Yes I knew I could only pull my CCT once a mth and my CK update is for tomorrow. I just thought when there are changes such as this you would get an immediate alert , like you do with new accts and inquires.

[Anonymous]

CK updates every 7 days, so 7 days from the last time you updated it.

[Anonymous]

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@Aduke1122 wrote:
Yes I knew I could only pull my CCT once a mth and my CK update is for tomorrow. I just thought when there are changes such as this you would get an immediate alert , like you do with new accts and inquires.

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Oh I understand.   CK does update early for certain triggers, but I have no idea what they are.   I've only had it happen twice in the past year I think.    Patience grasshopper

Edit:  Actually I think you only have a 3 hour wait LOL.   CK updates on its update day at 2am MST for me.

[Aduke1122]

Lol thanks , this credit stuff takes lot and lots of patience that's for sure !

[darwin_wins]

Once every 7 days and not 5 days

[darwin_wins]

sign up on wallethub.com, they pull your TU report every time you login.

[darwin_wins]

As they say, its a marathon and not a sprint

[Grafton88]

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@Aduke1122 wrote:
Hey guys I called TU this evening and got my last collection excluded . My question is how long does it take to get an update from Credit Karma or CCT? I have checked several times tonight and nothing so far..the supervisor at TU said it was immediately deleted.

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When I got my last EE Credit Karma reported it the next day and I don't believe it was my weekly update.  I think I saw it under Credit Factors.

I would check CK tomorrow.