Ive been building my credit since January of this year my EX score has come a long way. Its possible folks. If I can do it you damn sure can.
Wow! Congratulations! That gives me hope. 
@Anonymous wrote:Wow! Congratulations! That gives me hope.
Yes have hope and develop a plan. I had ZERO hope in January, but after reading 30k plus posts on this site things started to change for teh better.
@Anonymous wrote:Ive been building my credit since January of this year my EX score has come a long way. Its possible folks. If I can do it you damn sure can.
Congrats! I have raised about 65 points since me rebuilding in Late December. Hard-work always pays off!
@Anonymous wrote:Wow. congrats. that's a huge jump in 5 months. What was the biggest factor in the jump?
Excellent question. I has a 6yo CO on my report from DFAS. Once I paid it in full they deleted it. This was due to an overpayment when I was in the military. Now its clean, but many inquiries from appmania. My TU just as I am typing thos post jumped over 700. You will see a dip in my score in teh graph below. This is from me seeing what would happen if I let a card report maxed. I did this with my Discover card because I knew they will do offcycle reporting if requested. I wouldnt recommend testing the waters with any other card.
Congratualtions!!!!!!!!
I'm right there with u it takes a plan and a lot of patience but it can be done
Congrats on your terrific score! 
I know how you feel. Great job.