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Definitely get those GWs going. You would send them to whoever is posting them on your CR. Have you pulled your full reports?
Start with pulling your FREE CR's from (ACR) annualcreditreport.com . they tend to have more info on them, then ones from a 3rd party. The CR's from ACR, come directly from each of the CRA's. You can pull 1 Free CR from TU,EQ and EX every 12 months.
Save your money and Don't Buy the Scores, they are what we call FAKO's.
Take a good look at your CRs, if you have any questions, start a thread on here and we will be happy to help.
I have my CR. Should I send an email to the company in general, or should I tailor it to someone more specific?
Or both, and send a snail mail too!
Can anyone PM the GW info for Credit one? I'm trying to get a late payment off my CR that happened 5 years ago! Thanks in advance!
So I mailed Citibank president, Michael Corbat directly and got a response from a edited "Executive Response Unit":
We are in receipt of your recent correspondence to Mr. Michael Corbat. Since your inquiry is related to the above-referenced account, he has asked us that we respond on his behalf.
We have reviewed your request to update the payment history of your account with the credit reporting agencies. Under the Fair Credit Reporting Act, we are obligated to report account history based on factual account data. Standards established in the credit industry ensure integrity of data and uniform communication between the credit reporting agencies. While we can certainly understand the circumstances taht have impacted your ability to make payment; unfortunately, we are unable to change the information reported to the major credit reporting agencies as it accurately reflects your account history.
We would like to say thank you for your service to this country. Although we must decline your request to update the payment history, we appreciate this opportunity to respond to your inquiry.
Others' names aren't allowed on here, though there's lee-way on public figures and it can be argued the president of Citi is one. Edited the other fellow's name out. - llecs, myFICO moderator
Hello can someone please pm contact info for Americredit if you have it.
Thanks in advance
Would you mind sharing any contact info. Credit one would be great and any others.
Hi did you ever get a contact for Capital One? If so can you PM me please! Thanks!
I also would love a PM with any e-mail contact for Capital One. Hoping for luck with a GW letter. Thanks.
Scott
If anyone got the contact info for Capital One, Please PM me. I need this as well. Thanks!