Good afternoon all,
I am somewhat new here, I have been reading a lot and trying to educate myself as much as possible but I am hitting a wall! I know posting names and phones numbers is not allowed in the general forum so I was wondering if someone could PM a good contact to either email or call at the following CAs. I should have looked into this further before paying them but, I didn't and now I have lots of CAs on my report, although they have been paid they are still crushing my credit. I have two cards currently, one BS Cap1 with a measly $300 limit and a USAA Secured $1650. I do PIF each month but my scores are still in the high to mid 500s and fear they will continue to stay there unless I can get some of these negatives off my report. I managed to do a great job of ruining my credit while in college, I graduated a few years ago and am now doing well financially and would like to have a credit score that doesn't make me want to crawl into a hole and die. LOL I appreciate any and all help.
Calvary Portfolio Services
Jefferson Capital System
HSBC
US Dept of Education/Great Lakes (late payments but not paid in full and closed)
Holloway Credit
Capital 1
Midland Funding
FIA CSNA(Authorized user on an account that defaulted, was my fathers and he is deceased)
