10-01-2012 02:03 PM - edited 10-03-2012 07:31 AM
I sent a GW letter to chase. I got the TL from the CA deleted through BBB.... So hopefully since chase has already been paid by asset acceptance... I am hoping that they don't actually try to verify it with them that I paid it (even though they did offer a letter for $79 since so old), maybe that's just procedure to say LOL. Anyway, I guess I will see! It's on my TU and EX, so I hope it works!!! *crosses fingers*
She called me a couple hours after I sent it... and said she would let me know soon, usually within 48 hours. If they won't remove I guess I'm stuck with it till July '14!
WOOHOO IT WAS DELETED TODAY!!! SHE CALLED ME TO LET ME KNOW SINCE THEY HAD SOLD IT, THEY REMOVED FROM MY REPORTS AND IS SENDING ME A LETTER IN THE MAIL AS WELL! SUCCESS!!!
10-01-2012 05:20 PM
Wishing you good luck!
10-02-2012 12:22 AM
Can you tell me how to leverage the BBB? What offense did Chase commit? I have a collection agency (Asset Acceptance) that can't get the reporting right on a paid off account. They keep reporting that I made a payment last month but the account was settled last February. I'd like to know how you crafted your claim. Thanks
10-02-2012 06:35 AM
Mine was actually a complaint on how they were reporting as a factoring company when they are really a junk debt buyer. You can file a complaint through the Michigan BBB, just look up the company. I was just honest and they closed in "hopes of resolving" or something like that, even though they said they believed to be a valid account. Mine was also about 6 years old. Good luck!
10-03-2012 10:41 AM
Well isn't that a kick in the pants! Congrats! Keep it up!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.