Embarrassed but finally starting to rebuild- what to do next?

[19eighty5]

Hoping the community can help guide me in the right direction. I've pushed off my credit for as long as I can but FINALLY started rebuilding February 2018. I reviewed my credit report and have the following baddies (recently PIF) falling off in the next 24 months. Any recommendations on if I should request an early exclusion or GW for these items. They make up the bulk of my negative credit items and once removed, my scores should increase significantly. I've also recently open 3 new cards (2 secured, 1 unsecured) and making sure to keep balances 2% - 10%. Any advice would be helpful- thank you!

Accounts eligible for Early Exclusion:

TransUnion Report

1. Direct Loan Servicing System (Student Loan, PIF) - 6/2018 (8 120 day lates)
2. Direct Loan Servicing System (Student Loan, PIF) - 6/2018 (1 60 day, 1 120 day late)
3. US Dept of Education (Student Loan, PIF) - 8/2018
4. Trellis (Student Loan, PIF) - 5/2019 (Collections, 1 120, 1 90, 1 30 day late)
5. Trellis (Student Loan, PIF) - 5/2019
6. Trellis (Student Loan, PIF) - 5/2019
7. Trellis (Student Loan, PIF) - 5/2019
8. Trellis (Student Loan, PIF) - 5/2019
9. Trellis (Student Loan, PIF) - 5/2019
10. Trellis (Student Loan, PIF) - 5/2019
11. Sallie Mae (Student Loan, PIF) - 6/2019 (11 120 day, 1 90 day late)
12. Sallie Mae (Student Loan, PIF) - 6/2019
13. Sallie Mae (Student Loan, PIF) - 6/2019
14. Sallie Mae (Student Loan, PIF) - 6/2019
15. Sallie Mae (Student Loan, PIF) - 6/2019
16. Sallie Mae (Student Loan, PIF) - 6/2019
17. Sallie Mae (Student Loan, PIF) - 6/2019
18. GM Financial (Charge-Off, PIF) - 10/2019
19. AES/Suntrust (Student Loan, PIF) - 11/2019
20. Trellis (Student Loan, PIF) - 11/2019
21. Caine & Weiner (Safeco) - 12/2019
22. Contract Callers (AQUA Penn) - 12/2019

[Anonymous]

No need to be embarassed. Looks like your on track!