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Enhanced Recovery CA offer

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kingkai1990
Contributor

Enhanced Recovery CA offer

Hi. I owe Sprint a $600 bill and they *CA-Enhanced Recovery, LLC* are currently offering to either settle for $230 or 3 payments of $96. Would this be a pay for delete or will I have to ask for it? I have a month to think about it so I'm not sure what I should to with this. I just want the entire thing off my credit reports. 

 

Thanks!

Message 1 of 4
3 REPLIES 3
eric19k
Established Contributor

Re: Enhanced Recovery CA offer

Send DV letter. Do not just pay yet. If they verify debt then offer PFD.

 

DV-debt validation

PFD-pay for delete

 

Enhanced Recovery pretty easy to manage 

TU Scores:
May 2014- 466
July 2014- 537
September 2014- 602
Goal Scores- 720 by March 2014
Message 2 of 4
kingkai1990
Contributor

Re: Enhanced Recovery CA offer


@eric19k wrote:

Send DV letter. Do not just pay yet. If they verify debt then offer PFD.

 

DV-debt validation

PFD-pay for delete

 

Enhanced Recovery pretty easy to manage 


Thanks. I'm looking for a debt validation sample, but I'm not seeing any under the stickies. Do you by chance have a link to one? Gracias much.

Message 3 of 4
eric19k
Established Contributor

Re: Enhanced Recovery CA offer

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/DV-Sample-Letter/m-p/1649680/highlight/true#M...

TU Scores:
May 2014- 466
July 2014- 537
September 2014- 602
Goal Scores- 720 by March 2014
Message 4 of 4
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