Rebuilding Your Credit

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Regular Contributor
Madman94044
Posts: 142
Registered: ‎07-01-2012
0

Enhanced Recovery Collection Deleted

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‎07-11-2012 08:19 PM

I paid in full, then disputed due to an error on the CAR regarding the date, Equifax reported today it was removed. 

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Message 1 of 8 (682 Views)
 
Regular Contributor
daneatreia
Posts: 109
Registered: ‎11-22-2011
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Re: Enhanced Recovery Collection Deleted

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‎07-11-2012 08:27 PM

Congrats! 

Starting Score: equifax 543myfico,experian (fako)634 quizzle, 605 walmart tu08
Current Score:equifax 649 myfico,experian 643 FICO (lender pull) , 651 walmart tu08, 650 Transunion 98 FICO (lender pull
Goal Score: 680 all three Dec 31 2012

Take the FICO Fitness Challenge
Message 2 of 8 (679 Views)
 
Established Member
dianna832
Posts: 11
Registered: ‎01-16-2009
0

Re: Enhanced Recovery Collection Deleted

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‎07-12-2012 12:51 PM

WOW CONGRATS!!

Starting Score: TU 530 EQ 490
Current Score: TU 619 EQ 585
Goal Score: TU 640 EQ 640

Take the FICO Fitness Challenge

Message 3 of 8 (644 Views)
 
Mega Contributor
RobertEG
Posts: 19,503
Registered: ‎03-19-2007
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Re: Enhanced Recovery Collection Deleted

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‎07-12-2012 12:56 PM

Great!

I would suppose that the debt collector deleted on their own, due to the fact that the debt was paid and they simply wanted to avoid any future disputes over accuracy of any prior reporting.

Message 4 of 8 (639 Views)
 
Regular Contributor
scmami
Posts: 195
Registered: ‎01-05-2012
0

Re: Enhanced Recovery Collection Deleted

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‎07-12-2012 12:58 PM

I agree and congrats! They deleted for me too.
Starting FICOs (2/2012): EQ 559 TU 558
Current FICOs (EX and TU Lender pulled 10/6/12): EQ 652 TU 635 EX 647
Matthew 7:1 KJV
Judge not, that ye be not judged.
Message 5 of 8 (637 Views)
 
Everett16
New Member
Everett16
Posts: 3
Registered: ‎12-06-2012
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Re: Enhanced Recovery Collection Deleted

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‎12-22-2012 04:45 PM

Congrats!  Can you tell me when you disputed and how long it took to respond?

 

Thanks.

Message 6 of 8 (502 Views)
 
Regular Contributor
mmmlive1999
Posts: 182
Registered: ‎12-18-2012
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Re: Enhanced Recovery Collection Deleted

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‎12-22-2012 08:48 PM

I disputed and GW them 12/11/2012 and thew were both gone today!!! Not sure which one did the trick.

Everett16 wrote:

Congrats!  Can you tell me when you disputed and how long it took to respond?

 

Thanks.

 


Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU08 765, EQ5.0 694/ EX08 692
Goal Score: 700 reached 2/6/2015!!! New goal 800
Cap1 Venture-$4300, Quicksilver-$4750,Chase Freedom-$2200, Discover IT - $1600
Store Cards: Vic.Sec -$1250, Walmart-$1650 ,Gap $1000( 2/27/2015)
Message 7 of 8 (474 Views)
 
Moderator
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Enhanced Recovery Collection Deleted

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‎12-23-2012 07:23 PM

Congrats!

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Message 8 of 8 (413 Views)
 

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