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Enhanced Recovery Collection Deleted

Regular Contributor

Enhanced Recovery Collection Deleted

I paid in full, then disputed due to an error on the CAR regarding the date, Equifax reported today it was removed. 

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
7 REPLIES
Regular Contributor

Re: Enhanced Recovery Collection Deleted

Congrats! 


Starting Score: equifax 543myfico,experian (fako)634 quizzle, 605 walmart tu08
Current Score:equifax 649 myfico,experian 643 FICO (lender pull) , 651 walmart tu08, 650 Transunion 98 FICO (lender pull
Goal Score: 680 all three Dec 31 2012


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Established Member

Re: Enhanced Recovery Collection Deleted

WOW CONGRATS!!


Starting Score: TU 530 EQ 490
Current Score: TU 619 EQ 585
Goal Score: TU 640 EQ 640


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Community Leader
Epic Contributor

Re: Enhanced Recovery Collection Deleted

Great!

I would suppose that the debt collector deleted on their own, due to the fact that the debt was paid and they simply wanted to avoid any future disputes over accuracy of any prior reporting.

Regular Contributor

Re: Enhanced Recovery Collection Deleted

I agree and congrats! They deleted for me too.
Current FICOs (Sept 2015) EQ: 666 TU: 663
New Member

Re: Enhanced Recovery Collection Deleted

Congrats!  Can you tell me when you disputed and how long it took to respond?

 

Thanks.

Frequent Contributor

Re: Enhanced Recovery Collection Deleted

I disputed and GW them 12/11/2012 and thew were both gone today!!! Not sure which one did the trick.


Everett16 wrote:

Congrats!  Can you tell me when you disputed and how long it took to respond?

 

Thanks.


 


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 774, EQ5.0 761/ EXv2 783
New goal 800
Cap1 QS $17k, Chase Southwest- $15k, Discover IT - $40k
Moderator Emeritus

Re: Enhanced Recovery Collection Deleted

Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.