Enhanced Recovery Debt

[kaspinks]

I have sent 3 GW letters to Enhanced Recovery over the last several weeks and have not received a reply nor has it been deleted from my report. I only wish i had found this forum before i paid it.

[SamsungHDTV]

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@maelstromB wrote:

So I violated probably one of the golden rules of sharing an apartment with a roommate, and that was allowing my name to be the only name on our Comcast account several years back when him and I first moved in together. Needless to say, I moved out first into my own place and then he moved out a couple of months later, only never returned the modem and "forgot" to pay the last two months of the cable internet bill like he stated he would, and which I, foolishly, had believed he would. I know, stupid me.

Anyways, since then the account was passed to Enhanced Recovery in the amount of $121 (principal)/$151 w/ added fee. Due to this, there is a collection trade line on my CR that I would like to have removed (if I can help it) and I would like to get this negative account taken care of already.

So my question: How do I proceed with this collection and get what I want? Should I pay the amount in full or try to settle with them in some way?

Any advice would be appreciated and thanks in advance! 

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I had Enhanced Recovery on my credit report for Comcast as well. I simply sent a DV  via CMRRR to Enhanced, and it went away. If they validated, I would have sent a PFD. So I'd probably recommend the same action plan for you.

1. Send DV to Enhanced Recovery

If they remove, done. If not..

2. Send PFD to Enhanced Recovery (given you can afford it). Your choice if you want to offer full amount (with fee), original principle amount, or settlement amount. Of course they might be more willing the higher the amount. Also might be more or less willing if it is within SOL. Really only you can decide what's best.

If they agree, get it in writing before sending certified funds. If not..

3. Pay them off anyway and non-stop GW letters until they cave or it reaches it's natural demise on your CR which is around 7 years. 

This was my action plan, I got lucky they removed after the DV.

[AZHeather]

Update - I never received a response to my DV, so I never did find out what it was for.  However, it dropped from both my cr's.  I still have not received a call or anything from them.  Weird.  Just glad it is gone! 

[maelstromB]

Congrats on that great news!

[jordanmedical]

I DV'd and disputed it and mine fell off with no contact as well

[Steelersfan904]

I did the same thing and its off my credit reports also. I actually went and hand delivered the mail also