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Equifax - Deleted American Honda Finance 6 months early - Score Jumped 100 pts = NEW HOUSE!!

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esmer0924
Regular Contributor

Equifax - Deleted American Honda Finance 6 months early - Score Jumped 100 pts = NEW HOUSE!!

I wanted to thank everyone for all their help during this long process.  I have finally gotten all my scores over 720 and I am ready to buy a house. I have my approval letter in hand!!  Thank you.

 

Score Jumped 100 points after repo deleted.  Credit Reporting Agency deleted 6 months early.

 

DO NOT GIVE UP!!!  KEEP AT IT!! IT IS WORTH ALL THE WORK!!

 

Esmeralda

 

 


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

Take the FICO Fitness Challenge

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Equifax - Deleted American Honda Finance 6 months early - Score Jumped 100 pts = NEW HOUSE!!

Congrats esmer0974.....happy for you. How did you go about getting that repo deleted? I'm trying to a repo from 2011 removed from my report, but not sure how to go about it.

Message 2 of 7
esmer0924
Regular Contributor

Re: Equifax - Deleted American Honda Finance 6 months early - Score Jumped 100 pts = NEW HOUSE!!

First I disputed the account with credit agencies then if they validated it I disputed the amounts I owed since it had a balance of $10,000.00 which held me back from buying a new house unless I paid it.  TU and EX were removed early this year but EQ was harder.


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

Take the FICO Fitness Challenge

Message 3 of 7
BlessedHappiness
New Contributor

Re: Equifax - Deleted American Honda Finance 6 months early - Score Jumped 100 pts = NEW HOUSE!!

 
Message 4 of 7
dursty87
Established Contributor

Re: Equifax - Deleted American Honda Finance 6 months early - Score Jumped 100 pts = NEW HOUSE!!

Congrats. This is great news. Good luck with the home buying process !
Message 5 of 7
alvon123
Super Contributor

Re: Equifax - Deleted American Honda Finance 6 months early - Score Jumped 100 pts = NEW HOUSE!!

congrats


Message 6 of 7
New_Beginning
Frequent Contributor

Re: Equifax - Deleted American Honda Finance 6 months early - Score Jumped 100 pts = NEW HOUSE!!

Congratulations! 


Starting Score: EQ 615 (MyFICO) TU 588 (Walmart) EX 576 (EX Website) Started this journey 06/26/2014
Current Score: EQ 710 (MyFICO) TU 673 (Walmart) TU 726 (MyFICO) EX 706 (MyFICO) As of Sep 2015
Goal Score: 750 or higher across the board

Take the myFICO Fitness Challenge
Message 7 of 7
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