On Friday, I called Equifax at 866-229-7861 with a credit report confirmation number I received from my free annual credit report. I verified my identity, then asked when a paid, charged off account from First Choice Bank (formerly New Millennium) was scheduled to delete from my report.
The representative told me it was scheduled for August 2015. I then asked if Equifax ever does early exclusions. She mentioned something about Equifax policies, and then said it will be off my report within 30 days. I was bummed with the first part of her sentence then immediately surprised. I didnt want to press my luck with too many questions, so I just thanked her.
I was surprised that Equifax was willing to do it since I've read that they rarely early exclude, ESPECIALLY 6-7 months in advance, so just a little bit of hope for everyone out there! It's funny because I've called Experian twice about this same account and I haven't had any luck yet. It only took Transunion about a week to remove this account after I called.
Excellent. Congrats on the success.
NFCU Visa 30k | NFCU Platinum 30k | Cap1 QS 12K | Cap1 QS 11.5K | Barclay MC 9k | Delta Gold Amex 30K | Discover IT 14K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 5k |
Grats to your success 
It matters who you get on the call, some are very willing to help others you might as well light a firecracker under their chair.
Any early deletions off there? Or is it still on there? Curious becuase I would love for them to delete my 7 things that are coming off in MAY 2015. Everyone says no *when I call* EX and TU did all of them. EX has 1 more that I can call at end of MAR *It has a JUN delete for some reason*
