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Equifax confusion

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H_you
Valued Member

Equifax confusion

Just thought I'd share this...last month middle of September, I get an alert on EQ, balance amount increase of 6$ on one cc, raises score by 2. This month, balance amount decrease to pay off cc, raises score 15. With no other changes. I'm confused lol
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1 REPLY 1
Anonymous
Not applicable

Re: Equifax confusion

The age of everything changed by one month...

The FICO score is a complex algorithm, and a lot of it is age related. So expect to see flucuations that seemingly make no sense from our perspective, particularly during a rebuild process.

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