Equifax deleted !

[buildafico]

Just an update TU deleted in like 3 days. Happy to see that gone.

[ethan17debttackler]

Wow, congrats on getting these deletions! 

[buildafico]

Thank you!

[traveler2005]

So what did you dispute? Please share. I am desperate to have a couple removed from my report.

[buildafico]

The whole thing, it was under the wrong (but similar name) so I basically disputed my knowledge of the record. I took the case number listed searched that courts public access and found that whoever it belonged to lived in my apartment at the time before me. I printed the report and argued that since this public record judgement was entered before I lived there it was impossible that it could be mine. I sent in the documents and such. TU was much easier I just did a general online dispute and they deleted it. It was never on EX.

[Anonymous]

Guys, I am really trying my best to read through all of the posts before asking questions. What has been most useful in updating your score and disputing accounts with Equifax and Experian? I have tried online through my USAA credit watch to dispute then I cancelled that service,wrote a letter to dispute,now I have officially signed up on the Equifax and Experian site for credit monitoring. Do I attempt the disputes via phone or their online system? I've heard bad things about the online system-any success one way or the other please?

[Anonymous]

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@Anonymous wrote:

Guys, I am really trying my best to read through all of the posts before asking questions. What has been most useful in updating your score and disputing accounts with Equifax and Experian? I have tried online through my USAA credit watch to dispute then I cancelled that service,wrote a letter to dispute,now I have officially signed up on the Equifax and Experian site for credit monitoring. Do I attempt the disputes via phone or their online system? I've heard bad things about the online system-any success one way or the other please?

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Since this is an old thread I would suggest starting a new one to get more exposure. You can dispute via online or phone. Most would say in writing is the best way. GOOD LUCK!