03-11-2010 10:04 AM
So here is the letter I wish to send to Equifax please critique.Also do I send it certified mail???
Thank you for the quick response to the credit reporting error that I brought to your attention on 2/15/2010. The conformation for my dispute is XXXX. After reviewing the information provided to Equifax from Bank of America I would like to dispute under FCRA 611(a) the inclusion of late payments reported by them on a closed account. After the account was charged off and closed by the creditor in August 2005 there are numerous late payments being reported. I would also like to request the method of verification on this account.
Thank you for your prompt attention to this matter.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO