Equifax problem

[Hdcut18]

So the only thing holding me back is my Equifax, it really hasn't grown as much as tu and exp. I noticed that there double reporting some stuff mainly my student loan making look like I owe more than I do. Now I've tried online, phone and standard mail disputes. No dice. I Even used a credit repair company, again nothing. What should I do next before I get a lawyer? I'd hate to spend all that money just to a couple errors corrected. Thanks in advanced.

[Hdcut18]

Bump

[RobertEG]

Splitting of student loan accounts appears to be fairly common under certain situations.

I would suggest posting in the Student Loans forum for advise from the experts in that area.....

[Anonymous]

any chance they were direct student loans?

[Anonymous]

Are they defaulted or otherwise derogatory?

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@Hdcut18 wrote:
So the only thing holding me back is my Equifax, it really hasn't grown as much as tu and exp. I noticed that there double reporting some stuff mainly my student loan making look like I owe more than I do. Now I've tried online, phone and standard mail disputes. No dice. I Even used a credit repair company, again nothing. What should I do next before I get a lawyer? I'd hate to spend all that money just to a couple errors corrected. Thanks in advanced.

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[Anonymous]

You can also try disputing via the Dept of Edu or the Office of the Ombudsman, that way if you have to file a case you can show that you have exhausted all other avenues

[Hdcut18]

What's a direct student loan?

[Hdcut18]

Nope no default or derogs, paid and paying. Will be done by spring

[Anonymous]

They were the original loan service provider for my loans. They stopped servicing my loans and transferred them to NelNet. Terrible company! Anyway I have some lates due to not filing the paperwork to extend my deferrment and I got the Direct Loans deleted since I had both accounts posted ie... double reporting.

[Hdcut18]

Interesting