I currently dont have any monitoring service besides credit karma. I dont use CK for the score, just to see what activity has been going on. As of two days ago, I dont know what has happened to my Equifax report. According to credit karma, it shows all my collections, and my current student loans to have been deleted, and then all the collections were then added back to my report. It also shows a 184% credit utilization for a first premier card that they are now reporting as open despite this card being closed since 2013.
Could this be a result of another hack, or is there something going on behind the scenes? As a result of all this movement, my CK FAKO score has dropped 3 points, so im sure my real FICO score has taken a hit.
Im also wondering if this happens to be a result of some GW backfirs that I had requested for Cap 1, along with a few PFD letters that I sent out.
Eitehr way, does anyone have any suggestions on where to go from here, or what has happened. Its tough to have a handle on this rebuild, when I get hit out of left field with other activity going on that I dont anticipate.
I appreciate any and all help.
