12-21-2010 11:47 PM
Wow! I wish we had the ability to cut and paste so that you can see what I'm seeing.
Meanwhile, my sis only let me re-type bits and pieces from the Experian report without mentioning specific account details -- I respect that.
I'll try to paint a picture as best I can. 1) It is a CA 2) It lists the OC 3) Status: Collection Account $xxx past due as of DEC 2010. 4) Date Opened: 10/2004 5) Reported Since: 10/2004 6) Date of Status: 10/2004 7) Last Reported: 12/2010 8) Account History: Collection as of Oct 2004 to Dec 2010
Here's the kicker, the Balance History shows the same dollar amount each month in descending order from 12/2010 all the way back to 10/2004 as:
Balance History:
12/2010 $xxx
11/2010 $xxx
10/2010 $xxx
...
10/2004 $xxx
This gotta be a couple pages long itself! Wooooooo!!!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


