Equifax says they do not have to reply to MOV only the creditor has to

[guiness56]

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@mauve wrote:

I didn't know they did collections.  CBCInnovis does tri-merge reports, too - I was working with a county program and they did their pull via CBCInnovis.  It was listed as a mortgage inquiry, which it basically was.

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They do a variety of things - Tri-Merge reports, Resident and Employment Screening, Collection services, Skip Tracing, etc.

[Anonymous]

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@guiness56 wrote:

Not Innovis, they are a CRA.  It is CBCInnovis, a collection agency.

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Ah, ha!  Thank you for pointing that out.  I am no longer confused!