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You live in the Pacific Northwest. I just moved from Tacoma.
thats a win-win, very nice.
derog deleted AND a new TL without a HI...
Wow, that's huge - congrats!
@Anonymous wrote:Errmerrrgerrd! I've been sending PFDs for a Macy's store card CO - it is on my CRs as Macy's and CO but not sold or transferred to a CA. Been sending a few PFDs on this this and was planning on simply paying it next week then GWing the heck out of them. My neighbor just buzzed me: postman placed a piece of my mail in her spot. Hmmmm. It's from Macy's - must be the usual and customary denial. *ssshhhwIIP* opened it right on up.
Get this: they've indicated that because of my good history with them prior to the payment blips, if I pay in full by such and such date (7 days) they will not only "delete the charge off notation and its associated late payment reporting" *BUT* also "reopen the original account tradeline" to 1/2 the original CL ($1000 orig, would be $500 now) after which I should receive my new card within 7-10 days. "This is one time only offer..." blah blah blah. Errmerrrgerrd!
Just absolutely thrilled with this! So, I'm understanding this to mean they will simply rehabilitate the existing tradeline and the end result will be a TL in good standing, no lates, $500 CL, dated back to 2007. I'm still just sitting here all
I'll be at my bank promptly at 8am Monday morning for a cashier's check then directly across the road to the post office to mail this bad-boy off. SOOO thrilled! Thanks to all of you for your suggestions and words of support!
YaY!! FICO stuff!!
This is awesome. I just sent a PFD to them and am hoping for the best. Would you mind sharing the address you were using or the contact info you got out of that last letter you received? I'd really appreciate it!
Would you please PM me the info on who/where your letter came from so I can try for a pfd also? Thank you!!