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Estimate how many points?

Regular Contributor

Estimate how many points?

I just paid my credit cards down from 53% to 9%, I am trying to get an idea of how many points I can expect when my report updates.

 

Thanks for your help Smiley Happy


Starting Score: 529
Current Score: EQF 643, TU 677 EXP 631,Lender Pulled Aug 2, 2013 EX 665, TU 664 and EQF 643
Goal Score: 701



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Re: Estimate how many points?


newhouse2013 wrote:

I just paid my credit cards down from 53% to 9%, I am trying to get an idea of how many points I can expect when my report updates.

 

Thanks for your help Smiley Happy


If you get the FICO 08 scores in a bankcard enhanced version you are likely to see a 30-40 point boost. Actual boost in score is of course based on a total picture of your file and nothing really changing in other loans you may have outstanding.

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