cancel
Showing results for 
Search instead for 
Did you mean: 

Even bankruptcy cant protect you

Frequent Contributor

Even bankruptcy cant protect you

Hey Guys,

 

Someonoe is going to have to explain this one to me.

 

Apparently, the court ruled that a CA cant be sued for continuing collection activity even after bankruptcy.

 

So, this erases the debt with the OC but not the subsequent collection.   Huh?

 

As someone who has no problem taking illegal activity to task (and to court),  this one raises a brow.

 

  

Message 1 of 3
2 REPLIES
Valued Contributor

Re: Even bankruptcy cant protect you

It's too early to know exactly what the outcome will be from the ruling today.  Different states offer stronger protections than the feds do, so it will vary state to state as well.

FICO8FICO8Visit my posts:
03/1712/17My 11 Rules to Credit RebuildingFree FICO Scores!
550EX
570TU
559EQ
710EX
701TU
734EQ
FICO alert: why did my credit score drop???
Message 2 of 3
Moderator

Re: Even bankruptcy cant protect you

Total lies, a CA cannot continue to collect, if they do contact your BK trustee or lawyer if you had one. The debt is discharged period if it goes to a discharge.

 

https://www.consumerfinance.gov/askcfpb/1425/can-debt-collector-try-collect-debt-was-discharged-bank...

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 3 of 3