Sorry for the vague thread title but I'm not really sure how I should phrase the question. Basically, making a long story short, I was evicted from an apartment in 2005. I technically wasn't living there (was in another lease) but I never broke my name off of the lease and the roommate was evicted which affected both of our credit reports.
I'm wanting to know what the SOL is for this type of thing in Georgia. I notice the date assigned is "11/05" and the date reported last is "10/08". How long we'll they keep reporting this? How long will it negatively impact my credit score? The interest keeps accruing so is there a chance they are waiting until the last possible minute to take me to court? I tried disputing this and they quickly returned the reply with a copy of my lease.
I didn't want to pay it because I didn't think it was fair that I would have to pay a full amount and get both of us out of the red. The former roommate is now deceased and there's no hope of collecting any money. I'm wanting this to hopefully just fall off. Can anyone offer any insight?
Thank you MyFicoForum!
Happy New Year!
Here's the equifax info.
Date Reported: 10/2008
Date Assigned: 11/2005
Creditor Classification: Rental/Leasing
Creditor Name: HABERSHAM PROPERTIES
Account Number: XXXXXXXX
Account Owner: Individual Account.
Original Amount Owned: $1,990
Date of 1 st Delinquency: 09/2005
Balance Date: 10/2008
Balance Owned: $2,402
Last Payment Date: N/A
Status Date: 10/2008
Status: D -
Unpaid Comments: Consumer disputes after resolution
