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Hi folks,
I have a stubborn negative on my credit report (or I'm impatient). I had a very late payment on a Home Depot/Citibank account that they sold to another lender and wrote off $311. I settled with the new creditor that they sold to right away and they and I are square. However, the original negative with HD/Citibank is still reporting on all 3 reports.
1) I believe a GW request to HD/Citibank is my next move. Looking for confirmation.
2) Does anyone have an example GW for this type of situation that I could modify for my own details? I looked in the "GW examples" frequently requested thread and didn't see anything that related to a written off/sold account.
3) Does anyone have a contact (email/snail mail) for a real live person to direct a GW letter to in addition to the generic address that they'd care to share with me?
Many thanks in advance.
K