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According to myfico EQ report, I have 5 negative flags. By march, 3 0f those flags will be removed, plus a 0 balance collection removed. Can I expect a significant score increase?
Hi rcurrier,
What are the two remaining red flags?
One of the red flags, is the OC for the collection that is coming off. The other is a charge-off car loan that I have a payment arrangements with
Okay, I see. You will still be in what is affectionately called the "dirty" scoring bucket. (It's okay - I'm in there, too).
When your red flags all come off, you will no longer be in that bucket, and you may see some significant score changes. Probably not too very many points, though, when you still have these derogs on your report.