This morning marks a huge milestone for me! The last negative item on my EX report finally fell off last night!! I woke up this morning to a BEAUTIFUL CLEAN EX report!!! Now, just waiting for it to fall off the other two. It was a paid CA from Assett Acceptance. Do not know if it bumped my FICO or not - but my USAA FAKO did not change. In any case, I was just excited that for the first time in over 10 years, I can finally say that I have a clean report again!!! And am going to do everything in my power to make sure it stays that way!! Thanks to all the help that I got reading this forum! You guys know what your talking about!!!
Starting Score: EX: 570 EQ: 520 TU 602
Goal Score: 640 @irishpassion9702 - I know what you mean. I used to get depressed when I would look at my reports too and think that there was no hope - what was the point? But then, something changed for me mentally and I took it as a challenge. To see if I could do it. And your right - it does get addictive. I am on these forums everyday reading. And when you finally get that last item to drop? I literally jumped out of my chair and did a little happy dance. (and let me tell you - it wasn't pretty! ha) So be sure and post when your final one drops at the end of the year! That will definitely be cause for a happy new year!
A squeaky clean report, now that's reason for a happy dance!
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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