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Good Evening All....Can anyone tell me where I might find an Experian Dispute letter on here? (if one exists) I went to Experian's site, and they only offer online that I could see - I couldn't find a letter to print out and mail...Thank you!
There are many reasons for disputting. Are you disputing owing a debt, incorrect reporting by an OC or CA, actions taken by the CRA, etc., etc.
Dispute letters are, by their nature, tailored to the specifics.
The opening line of a dispute letter, for example, should specify the section of the FCRA upon which the dispute is based, and the incorrect/incomplete information that forms the factual basis for the dispute.
If you provide the basis of the dispute, then help can be offered on how to word the dispute.
Thank you for your reply...I should have put dispute form, rather than letter. Equifax had a form letter you could just print out and complete the pre-filled questions, as did TransUnion, Experian, however, has nothing but online disputes that I could find. So I should just write a letter. disputes are for lates that should not be lates and a collection account that should not be. I didn't want to do online because you can't attach documents to substantiate the dispute.