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Experian FICO Score

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Anonymous
Not applicable

Experian FICO Score

Where can I get my FICO score for Experian?? 

Starting Score: 6/2011: EQ:363 TU:406 EX:468

Current Score: 5/2012: EQ:561 TU:592, EX:??

Goal Score: 650 to 700 (For Now)

 

Message 1 of 14
13 REPLIES 13
pizzadude
Credit Mentor

Re: Experian FICO Score


@Anonymous wrote:

Where can I get my FICO score for Experian?? 

Starting Score: 6/2011: EQ:363 TU:406 EX:468

Current Score: 5/2012: EQ:561 TU:592, EX:??

Goal Score: 650 to 700 (For Now)

 


You'll have to get it from a creditor that pulls an EX FICO score....>Experian does not sell FICO scores to consumers.

 

Also there is a CU in PA that offers a free EX FICO score to members.....PSECU I believe....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 14
westo12
Established Contributor

Re: Experian FICO Score

You can get the VantageScore by going to Experian's website, but that's a FAKO.  You can get the Fico version from a lender when they pull your score though.

Chap7 discharge 07/2015
Fico 5/1/19: TR:650(73% util)
Cap1(Plat+QS) 3500+4500/Merrick 1600/Express 4100/Overstock 4900.
Message 3 of 14
Anonymous
Not applicable

Re: Experian FICO Score

UGH that sucks.  I'm not a member of that CU.  I'm wondering if I can get my FICO score up another 100 point by the end of the year....I've paid all collection accounts off and current on all of my trade lines (4 tradelines) 1 Car Loan,


@pizzadude wrote:

@Anonymous wrote:

Where can I get my FICO score for Experian?? 


@pizzadude wrote:

@Anonymous wrote:

Where can I get my FICO score for Experian?? 

Starting Score: 6/2011: EQ:363 TU:406 EX:468

Current Score: 5/2012: EQ:561 TU:592, EX:??

Goal Score: 650 to 700 (For Now)

 


You'll have to get it from a creditor that pulls an EX FICO score....>Experian does not sell FICO scores to consumers.

 

Also there is a CU in PA that offers a free EX FICO score to members.....PSECU I believe....



@pizzadude wrote:

@Anonymous wrote:

Where can I get my FICO score for Experian?? 

Starting Score: 6/2011: EQ:363 TU:406 EX:468

Current Score: 5/2012: EQ:561 TU:592, EX:??

Goal Score: 650 to 700 (For Now)

 


You'll have to get it from a creditor that pulls an EX FICO score....>Experian does not sell FICO scores to consumers.

 

Also there is a CU in PA that offers a free EX FICO score to members.....PSECU I believe....




 


You'll have to get it from a creditor that pulls an EX FICO score....>Experian does not sell FICO scores to consumers.

 

Also there is a CU in PA that offers a free EX FICO score to members.....PSECU I believe....



2 CC's and 1 Student Loan.  I think if I keep my CC balances under 10% for six months I should be in the high 600's...

 

Starting Score: 6/2011: EQ:363 TU:406 EX:468

Current Score: 5/2012: EQ:561 TU:592, EX:??

Goal Score: 650 to 700 (For Now)

Message 4 of 14
injustifiiable
Valued Contributor

Re: Experian FICO Score


@Anonymous wrote:

UGH that sucks.  I'm not a member of that CU.  I'm wondering if I can get my FICO score up another 100 point by the end of the year....I've paid all collection accounts off and current on all of my trade lines (4 tradelines) 1 Car Loan,


@pizzadude wrote:

@Anonymous wrote:

Where can I get my FICO score for Experian?? 


@pizzadude wrote:

@Anonymous wrote:

Where can I get my FICO score for Experian?? 

Starting Score: 6/2011: EQ:363 TU:406 EX:468

Current Score: 5/2012: EQ:561 TU:592, EX:??

Goal Score: 650 to 700 (For Now)

 


You'll have to get it from a creditor that pulls an EX FICO score....>Experian does not sell FICO scores to consumers.

 

Also there is a CU in PA that offers a free EX FICO score to members.....PSECU I believe....



@pizzadude wrote:

@Anonymous wrote:

Where can I get my FICO score for Experian?? 

Starting Score: 6/2011: EQ:363 TU:406 EX:468

Current Score: 5/2012: EQ:561 TU:592, EX:??

Goal Score: 650 to 700 (For Now)

 


You'll have to get it from a creditor that pulls an EX FICO score....>Experian does not sell FICO scores to consumers.

 

Also there is a CU in PA that offers a free EX FICO score to members.....PSECU I believe....




 


You'll have to get it from a creditor that pulls an EX FICO score....>Experian does not sell FICO scores to consumers.

 

Also there is a CU in PA that offers a free EX FICO score to members.....PSECU I believe....



2 CC's and 1 Student Loan.  I think if I keep my CC balances under 10% for six months I should be in the high 600's...

 

Starting Score: 6/2011: EQ:363 TU:406 EX:468

Current Score: 5/2012: EQ:561 TU:592, EX:??

Goal Score: 650 to 700 (For Now)


Your first course of action should be getting those paid collections OFF as the scoring model doesn't care whether it's paid or unpaid. It's still a baddie...

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 5 of 14
Anonymous
Not applicable

Re: Experian FICO Score

I have my vantage scores which are completely different from my FICO scores.  I've learned that most creditors pull FICO scores opposed to Vantage Scores.  I guess FICO scores are designed to be lowered and the creditor has more room to charge intrest to consumers.  Since I been monitoring my credit I've discovered all kinds of crazy things the credit agencies do AND creditors. 

 

Vantages Scores TU: 642, EX: 626 and EQ:602

FICO Scores: TU:?? EX:?? EQ: 561

Message 6 of 14
Anonymous
Not applicable

Re: Experian FICO Score

I've tried doing that...it's like pulling teeth

Message 7 of 14
languedoctor
Valued Member

Re: Experian FICO Score

Your best bet is probably to use the FICO estimator on this site with info from a fresh copy of your EX report. 

Barclay's Aviator Red | Bank of America Cash Rewards | Chase Freedom | Citi AAdvantage Platinum Select | Discover It
(too dumb to figure out images)
Message 8 of 14
injustifiiable
Valued Contributor

Re: Experian FICO Score


@Anonymous wrote:

I've tried doing that...it's like pulling teeth


It could be but persistence is key!!

 

Who are the creditors/collection agencies? You can probably find more info about them on the board.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 9 of 14
Anonymous
Not applicable

Re: Experian FICO Score

Midland, AFNI, NCO,

Message 10 of 14
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