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Regular Contributor
esmer0924
Posts: 220
Registered: ‎10-03-2011

Experian - Fako - Goes up 19 points = HSBC removed

Experian - Fako went up 19 points since HSBC was removed from my credit report.  I know it is just a FAKO score but makes me have hope when I break down to buy the Experian Fico it will be higher :smileyhappy:

 

Hopefully it will also be removed from Transunion and Equifax.... 

 

 


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 738 TU FICO(11/28/13), 698 EQ FICO (12/02/13), 690 EX FICO (12/02/13)
Goal Score: 720+


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Regular Contributor
aurelie00
Posts: 185
Registered: ‎03-27-2013

Re: Experian - Fako - Goes up 19 points = HSBC removed

Congrats!!! 

 

How old was the baddie that was removed resulting in the score increase?


Starting Score: 524
Current Score: 671
Goal Score: 680


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Regular Contributor
esmer0924
Posts: 220
Registered: ‎10-03-2011

Re: Experian - Fako - Goes up 19 points = HSBC removed

It was supposed to fall off in August 2014. 

 

Well not that great for some reason my Experian FICO score (that I just broke down and bought) is only at 644  :smileysad:  How disappointing!!

 

Hopefully it goes up soon after I work on it a bit more.


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 738 TU FICO(11/28/13), 698 EQ FICO (12/02/13), 690 EX FICO (12/02/13)
Goal Score: 720+


Take the FICO Fitness Challenge

New Contributor
neptunejcw
Posts: 74
Registered: ‎02-10-2013

Re: Experian - Fako - Goes up 19 points = HSBC removed

how did u get hsbc removed
Regular Contributor
esmer0924
Posts: 220
Registered: ‎10-03-2011

Re: Experian - Fako - Goes up 19 points = HSBC removed

In all honesty I do not know.  I did send goodwill adjustments to emails but they would call me and they stated they do not do goodwill adjustments.  I think that it was removed because of a dispute of the DOFD.  It was only removed from my experian credit report as well so far.


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 738 TU FICO(11/28/13), 698 EQ FICO (12/02/13), 690 EX FICO (12/02/13)
Goal Score: 720+


Take the FICO Fitness Challenge


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