06-17-2013 04:33 AM
Experian - Fako went up 19 points since HSBC was removed from my credit report. I know it is just a FAKO score but makes me have hope when I break down to buy the Experian Fico it will be higher
Hopefully it will also be removed from Transunion and Equifax....
06-17-2013 06:48 AM
How old was the baddie that was removed resulting in the score increase?
06-17-2013 07:43 AM
It was supposed to fall off in August 2014.
Well not that great for some reason my Experian FICO score (that I just broke down and bought) is only at 644 How disappointing!!
Hopefully it goes up soon after I work on it a bit more.
06-18-2013 03:34 AM
In all honesty I do not know. I did send goodwill adjustments to emails but they would call me and they stated they do not do goodwill adjustments. I think that it was removed because of a dispute of the DOFD. It was only removed from my experian credit report as well so far.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.